To qualify for Medicaid, a single adult can earn no more than $706 a month — less than what a full-time minimum-wage earner makes. Yet the average insurance premium for a single adult is $900 a month, according to a spokesman for the State Insurance Department.
“At this point, I can’t really justify it monetarily,” said Ian McElroy, a musician who moved to Bushwick, Brooklyn, from Omaha, last year. “It’s not like I think I’m invincible, I’m 29, the world can’t touch me. It’s the very opposite of that. I’ve got to make rent and eat.”
With insurance out of reach, Mr. McElroy has taken to playing doctor, using online resources like WebMD, which offers medical news, descriptions of various diseases and drugs, and discussion groups. As he spoke, Mr. McElroy was icing his feet, which, one day in January, had become cripplingly painful; he was unable to walk.
@ The Times